Danakini 3.21.9

Danakini is a fintech peer-to-peer lending platform published by PT Dana Kini Indonesia. It is worth noting that Danakini prioritizes your security as it is fully licensed and supervised by the Financial Services Authority (OJK) (KEP-46/D.05/2020) and is also a part of the Indonesian Joint Funding Fintech Association (AFPI).

Credit Limit Feature

One of the standout features of Danakini is its credit limit feature, which proves to be extremely helpful for customers looking to fulfill their needs through cash loans or installments products.

• Credit Limit: Minimum IDR 2 million and Maximum IDR 30 million
• Requirements: Salary slip or bank account record

Danakini Products

1. Cash Loan - kiniTunai: This product caters to customers who already have a limit, and offers the following terms:
   • Loan amount: Minimum IDR 1 million and Maximum IDR 8 million
   • Tenor: 3 and 6 months
   • Monthly flat interest rate: 2.25% for 3-month tenor and 2.5% for 6-month tenor (maximum APR 30%)
   • Admin fee: 5% or minimum of IDR 50,000
Example of simulation: Loan amount: IDR 1 million, Tenor: 3 months Disbursement amount: IDR 950,000 (deducted by 5% admin fee or minimum IDR 50,000) Loan principal: IDR 1,000,000 Monthly interest: IDR 22,500 (APR 27%) Monthly installment: IDR 355,833 Total interest: IDR 67,000 Total returns: IDR 1,067,000
2. Danakini Paylater - kiniBayar: This instant installment product allows customers who already have a limit to simply scan the QR code and make payments. The terms are as follows:
   • Loan value: Minimum IDR 200,000 and Maximum IDR 30 million
   • Tenor: 3-12 months
   • Monthly interest rate: Starting from 2.25% to 2.75% flat per month (maximum APR 33%)
Example of simulation: Total price: IDR 1 million, Tenor: 3 months Loan principal: IDR 1,000,000 Monthly interest: IDR 22,500 (APR 27%) Monthly installment: IDR 355,833 Total interest: IDR 67,000 Total returns: IDR 1,067,000
3. Cash Loans For Employees - kiniFlexi: This product specifically caters to employees of registered companies and offers the following terms:
   • Loan Amount: Minimum IDR 3 million and Maximum IDR 100 million
   • Tenor: 3-24 months
   • Monthly interest rate: 1% flat per month for 1-12 months tenor and 1.25% flat per month for 13-24 months tenor (maximum APR 15%)
   • Admin fee: Starting from IDR 100,000
Example of simulation: Loan amount: IDR 3 million, Tenor: 12 months Disbursement amount: IDR 2,900,000 (deducted by admin fee IDR 100,000) Loan principal: IDR 3,000,000 Monthly interest: IDR 30,000 (APR 12%) Monthly installment: IDR 280,000 Total interest: IDR 360,000 Total returns: IDR 3,360,000
4. Installments without a credit card - kiniCintaku: This product allows customers to conveniently purchase goods without the need for a credit card. The terms are as follows:
   • Loan amount: Minimum IDR 1 million and Maximum IDR 100 million
   • Tenor: 6-24 months
   • Monthly interest rate: Starting from 1.99% to 2.99% flat per month depending on the products (maximum APR 35.88%)
   • Down Payment: 10% of the item price
   • Admin fee: IDR 188,000
Example of simulation: Product: Furniture, total price: IDR 10 million, Tenor: 6 months Down Payment: IDR 1,000,000 (minimum 10% of total item price) Loan principal: IDR 9,000,000 (Total Item Price - Down Payment) Monthly interest: IDR 179,100 (APR 23.88%) Monthly Installment: IDR 1,679,100 Total interest: IDR 1,074,600 Total returns: IDR 10,074,600

Why Choose Danakini?

• EASY TERMS
• LOW-INTEREST RATE
• SAFE
• INSTANT APPROVAL
• VARIOUS INSTALLMENT PAYMENT CHANNEL

The requirements to submit a cash loan/installments at Danakini are as follows:

• The minimum age of the applicant is 21 years and a maximum of 63 years at the time of submission
• Indonesian citizen and has an ID Card (KTP)
• Minimum income is IDR 3 million per month

For more information:

• WA Business: +62895-2000-0328
• Email : [email protected]
• Telepon: 021 -50880203
• Official Address: Gedung Kawan Lama, Jl. Puri Kencana No.1 , Kembangan Selatan, Jakarta 11610 - Indonesia